Micro-Schemes Program
Building sustainable livelihoods, one business at a time
The Micro-Schemes Program provides economic empowerment to individuals and families living below the poverty line. We believe that with the right resources and knowledge, anyone can build a sustainable livelihood. Our program combines seed capital grants with comprehensive financial literacy training, business mentorship, and ongoing support to ensure long-term success.
How It Works
From application to thriving business owner — here's your path to economic independence.
Apply & Get Screened
Complete our application form and attend a brief interview. We assess your business idea, commitment level, and community standing.
Complete Training
Attend our 12-week financial literacy and business management bootcamp. Learn bookkeeping, pricing, customer service, and savings habits.
Receive Your Grant
Upon completing training, receive your micro-grant (₦100,000-₦250,000) based on your business plan and needs assessment.
Launch with Mentorship
Start your business with ongoing support from a dedicated mentor. Join weekly savings groups and monthly business clinics.
Grow & Give Back
Scale your business, repay your grant to fund others, and potentially become a mentor yourself. Build generational wealth.
Program Objectives
- Provide accessible micro-grants for small business startups
- Deliver financial literacy and business management training
- Create savings groups and cooperative structures
- Connect beneficiaries with markets and supply chains
- Build generational wealth through sustainable enterprises
Key Activities
- Micro-grant disbursements of ₦100,000-₦250,000
- 12-week financial literacy boot camps
- Weekly savings group meetings
- Quarterly business clinics and market days
- Annual entrepreneur awards and recognition
Businesses We Support
From market stalls to service providers — we support diverse business types across multiple sectors.
Retail & Trading
Provisions, clothing, phone accessories, cosmetics
Food & Catering
Restaurants, food stalls, baking, packaged foods
Fashion & Tailoring
Tailoring, hairdressing, makeup artistry
Agriculture
Poultry, fish farming, vegetable gardens, livestock
Services & Artisan
Phone repairs, carpentry, vulcanizing, plumbing
Success Stories
Meet some of the entrepreneurs who transformed their lives through the Micro-Schemes Program.
Photo coming soon
Mama Fatima
Fatima's Fresh Vegetables
Ajegunle, Lagos
“With just ₦100,000 and the training KUTH provided, I started selling vegetables at the local market. Now I have a proper shop and my children are all in school.”
Today: Now employs 2 assistants and sends 4 children to school
Photo coming soon
Mr. Chukwudi Eze
Chudi Phone Repairs
Mushin, Lagos
“I learned phone repairs but had no capital for tools and equipment. KUTH believed in me when no bank would. Today I train young people in the same trade.”
Today: Trained 15 apprentices, expanded to 2 locations
Photo coming soon
Mrs. Blessing Adeyemi
Blessing's Catering Services
Surulere, Lagos
“The financial literacy training changed my mindset about money. I now know how to price my food properly and save consistently. My business is growing every month.”
Today: Caters for events serving 200+ guests, owns commercial kitchen equipment
Who Can Apply?
Our program is designed for individuals and families who need a hand up, not a handout. Check if you meet our eligibility criteria.
- Nigerian resident aged 18-55 years
- Living below or near the poverty line (income assessment)
- Have a viable business idea or existing small business
- Willing to attend 12-week training program
- Part of or willing to join a savings/cooperative group
- Two character references from community members
- No existing formal bank loan or large debt
- Commitment to repay grant to fund future beneficiaries
What to prepare:
- Valid ID (NIN, Voter's Card, or Driver's License)
- Proof of address
- Two character references
- Brief business plan or idea description
Apply Now
Fill out the form below to start your application. All fields are required.
“With just ₦100,000 and the training KUTH provided, I started selling vegetables at the local market. Now I have a proper shop and my children are all in school.”
Frequently Asked Questions
Everything you need to know about the Micro-Schemes Program.
Support the Micro-Schemes Program
Your contribution directly supports our micro-schemes initiatives. Every ₦50,000 can start a business and transform a family's future.